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<\/a><\/span><\/p>\nFAQ on Foreign National Financing:<\/strong><\/span><\/p>\nCan a Foreigner Acquire a Property in the USA?<\/strong><\/span><\/p>\nYes, people of any nationality can acquire a property in the USA.<\/span><\/p>\nHow is the Procedure of Buying a Property in Cash?<\/strong><\/span><\/p>\nIf you are buying cash, you will need a copy of your passport and a letter (preferably in English) from your bank stating that you have the money available in your account, or even a normal bank statement will suffice.<\/span><\/p>\nIs There Any Type of Financing Available for Foreigners?<\/strong><\/span><\/p>\nYes, some banks are providing financing to foreigners. Below is the necessary documentation:<\/span><\/p>\n4 reference letters which can be from credit card companies, car financing company, or any other establishment that you have purchased in credit and are still making payments;<\/span>
\n Copy of valid passport and visa;<\/span>
\n 3 months of bank statements showing the amount that will be using to give as the initial payment for the purchase of the property;<\/span>
\n Copy of your CPA license;<\/span>
\n Copy of 2010, residential PROPERTY TAX if you are the owner of any property;<\/span>
\n Letter from employer showing the wages of the last 3 years or your income taxes if you are self employed.<\/span><\/p>\nThe Type of Financing Called “Foreign National” Works Like This:<\/span><\/p>\n25-35{42a1b7a097aed7f9a8f5756c530add0b7abb7dd5010c9b70d662270940908a5c} minimum downpayment;<\/span>
\n 40{42a1b7a097aed7f9a8f5756c530add0b7abb7dd5010c9b70d662270940908a5c} for condos;<\/span>
\n Interest of +\/- 5{42a1b7a097aed7f9a8f5756c530add0b7abb7dd5010c9b70d662270940908a5c} for 5 years (5\/1 ARM) then fluctuates for 25 years;<\/span>
\n Closing between 30 to 45 days.<\/span>
\n The interest rates are very low, but there is no estimate of how long they will remain like this, since normally the interest amount is 7.125{42a1b7a097aed7f9a8f5756c530add0b7abb7dd5010c9b70d662270940908a5c}. At the present time the foreign buyer has the same interest rate as an american buyer. Excellent opportunity!<\/span><\/p>\nDo I Need to Use Several Different Realtors?<\/strong><\/span><\/p>\nAbsolutely not. This is one of the great differences of buying property in the US compared to other countries because one REALTOR is already sufficient to research and show you all properties available on the market, due to the existence of a single database listing called MLS (Multiple Listing Service).<\/span><\/p>\nHowever, it is important that you demonstrate loyalty to your realtor, because he is representing your best interest. From the time you select your agent, he’ll be spending dozens of hours in a research, analysis, and visits to several properties. Work with fidelity and trust the professional that you have chosen.<\/span><\/p>\nWho Pays the Realtor’s Commission?<\/strong><\/span><\/p>\nGood News! The owner of the property in the one who pays the commissions, the builder (for brand new homes) or the Bank (for properties in Short Sale or REO’s). Let my years of experience work for you, free of charge!<\/span><\/p>\nWhat Will I be Spending if I’m Buying a Property in Cash?<\/strong><\/span><\/p>\nWhen buying a property in cash, you will have the following expenses:<\/span><\/p>\nThe Down Payment;<\/span>
\n The Closing Costs – which will be less than 1{42a1b7a097aed7f9a8f5756c530add0b7abb7dd5010c9b70d662270940908a5c} of the property;<\/span>
\n The Home Inspection, Appraisal and Survey which will be optional.<\/span><\/p>\nWhat Will I be Spending if I’m Buying a Financed Property?<\/strong><\/span><\/p>\nWhen buying a financed property, you will have the following expenses:<\/span><\/p>\nThe Down Payment;<\/span>
\n The Closing Costs \u2013 typically 3{42a1b7a097aed7f9a8f5756c530add0b7abb7dd5010c9b70d662270940908a5c} to 5{42a1b7a097aed7f9a8f5756c530add0b7abb7dd5010c9b70d662270940908a5c} of the financed amount;<\/span>
\n The Down Payment is the initial deposit, made out to the title company, so the owner can take the property out of the market and reserve it or you;<\/span>
\n In Closing Costs are involved: the cost of financing, title company fees, taxes, insurance, HOA fees, deed recording, etc.<\/span>
\n The Home Inspection, Appraisal and Survey will be mandatory.<\/span><\/p>\nUse our virtual calculator below to determine your mortgage monthly payments!<\/span><\/p>\n<\/p>","protected":false},"excerpt":{"rendered":"
FAQ on Foreign National Financing: Can a Foreigner Acquire a Property in the USA? Yes, people of any nationality can acquire a property in the USA. How is the Procedure of Buying a Property in Cash? If you are buying cash, you will need a copy of your passport and a letter (preferably in English) […]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"page-financing.php","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-28","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"\n
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<\/a><\/span><\/p>\n